Regulatory Disclosure
Privacy & SMS Consent Policy & terms and conditions
Gulf Harbor Insurance Services is committed to protecting your privacy and securing your communication consent.
SMS Consent & Texting Policy
How We Use Text Messaging
Gulf Harbor Insurance Services offers SMS text messaging to provide insurance quotes, policy servicing, appointment reminders, and customer service communications. Consent to receive SMS messages is not a condition of purchasing any insurance product or service.
Opt-In:
Submit your details to route your inquiry directly to a licensed agent. By submitting the contact form at https://gulf-harborinsurance.com/contact-and-online-insurance you consent to receive SMS TEXT advisory. Gulf Harbor Insurance Services would like your consent to send informational text message communications from +1 (888) 891-8680 to your mobile number listed on the consent form, in response to your questions or to provide information relevant to your relationship with us. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply 'STOP' to unsubscribe at any time. Reply 'HELP' for assistance or more information. We do not share your mobile opt-in information with anyone. See our privacy policy and messaging terms and conditions available at https://gulf-harborinsurance.com/privacy-policy.
Opt-Out:
Reply "STOP" to any message to immediately revoke consent. You can also contact us via email at ray@gulf-harborinsurance.com to update your preferences.
Our toll-free line 1-888-891-8680 is fully SMS-enabled for direct-to-agent advisory. Message frequency varies and may include responses to messages you send us. Message and data rates may apply. You can opt-out of messaging at any time by replying STOP. For assistance, reply HELP.
OPT-In
Submit your details to route your inquiry directly to a licensed agent. By submitting the contact form at https://gulf-harborinsurance.com/contact-and-online-insurance you consent to receive SMS TEXT advisory. Gulf Harbor Insurance Services would like your consent to send informational text message communications from +1 (888) 891-8680 to your mobile number listed on the consent form, in response to your questions or to provide information relevant to your relationship with us. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply 'STOP' to unsubscribe at any time. Reply 'HELP' for assistance or more information. We do not share your mobile opt-in information with anyone. See our privacy policy and messaging terms and conditions available at https://gulf-harborinsurance.com/privacy-policy.
No Third-Party Sharing
Opt-Out
Data Sharing
We maintain strict data protection standards. Your SMS consent, mobile phone number, and text messaging opt-in data will never be shared, sold, or rented to third parties for promotional or marketing purposes.
Customer data is not shared with third parties for promotional or marketing purposes.
Mobile opt-in data and consent are never shared with third parties for any purpose. Any information sharing described elsewhere in this Privacy Policy excludes mobile opt-in data and consent.
Customer data is not shared with third parties for promotional or marketing purposes.
Mobile opt-in data and consent are never shared with third parties for any purpose. Any information sharing described elsewhere in this Privacy Policy excludes mobile opt-in data.
Gulf Harbor Insurance Services Messaging Terms & Conditions
The messaging program provides SMS communications related to insurance quotes, policy servicing, appointment reminders, and customer service for customers who opt in by texting QUOTE to (888) 891-8680.
You can cancel the SMS service at any time by replying STOP. After you send STOP, we will send you a confirmation message that you have been unsubscribed. After that, you will no longer receive SMS messages from us unless you opt in again by texting QUOTE.
If you need assistance, reply HELP or contact Gulf Harbor Insurance Services at (888) 891-8680 or ray@gulf-harborinsurance.com.
Carriers are not liable for delayed or undelivered messages.
Message frequency varies. Message and data rates may apply. For questions about your text or data plan, please contact your wireless provider.
For questions regarding privacy, please review our Privacy Policy on this website.
Reply "STOP" to any message to immediately revoke consent. You can also contact us via email to update your preferences.
gulf harbor insurance services Terms and Conditions / Privacy Policy
gulf harbor insurance services Respects your privacy. By opting into our SMS messaging service, you agree to the following terms regarding how we handle your data.
data collection:
We will collect your name, email address, mailing address, and mobile phone number when you sign up for SMS updates. The information will be collected via the website contact form, email, rental agreement, or third-party reservation systems.
data usage:
We use your data solely for providing insurance quotes, policy servicing, appointment reminders, and customer service communications. Consent to receive SMS messages is not a condition of purchasing any insurance product or service. By submitting the contact form at https://gulf-harborinsurance.com/contact-and-online-insurance you consent to receive SMS TEXT advisory. Gulf Harbor Insurance Services would like your consent to send informational text message communications from +1 (888) 891-8680 to your mobile number listed on the consent form, in response to your questions or to provide information relevant to your relationship with us. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply 'STOP' to unsubscribe at any time. Reply 'HELP' for assistance or more information. We do not share your mobile opt-in information with anyone. See our privacy policy and messaging terms and conditions available at https://gulf-harborinsurance.com/privacy-policy-and-terms-and-conditions
data security:
We protect your data with secure storage measures to prevent unauthorized access.
data retention:
We retain your information as long as you are subscribed to our SMS service. You may request deletion at any time
message and data rates apply:
Your mobile carrier may charge fees for sending or receiving text messages, especially if you do not have an unlimited texting or data plan. Messages are recurring, and message frequency varies.
Contact gulf harbor insurance services at (888) 891-8680 or ray@gulf-harborinsurance.com for HELP or to STOP receiving messages.
opt-out:
You can opt out of the SMS list at anytime by texting, emailing, or replying STOP or UNSUBSCRIBE to or ray@gulf-harborinsurance.com. After unsubscribing, you will receive a final SMS to confirm you have unsubscribed and we will remove your number from our list within 24 hours.
You can send HELP for additional assistance, and you will receive a text including our Phone number, email and website. We are here to help you.
carrier non-liability:
Carriers are not liable for any delayed or undelivered messages.
Non-Sharing Clause:
Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties or affiliates. Information sharing to subcontractors in support services, such as customer service providers, is permitted.
Multi-State Policy Disclosures
Information We Collect
To provide accurate property and casualty insurance quotes across Texas, California, and Florida, we collect personal and commercial risk data. This includes property details, prior coverage history, and contact metadata necessary for compliant underwriting.
Compliance Standards
Licensed and fully compliant with state insurance commissions in Texas, California, and Florida. We secure your records with institutional grade safeguards.
Regulatory Compliance
Our practices align with CCPA in California, Texas insurance regulations, and Florida statutory disclosures. We restrict access to your non-public personal information to licensed personnel who require it to service your accounts.
Questions about your data?
Contact us directly at ray@gulf-harborinsurance.com or return to the main page to review our property and casualty coverage options.