Regulatory Disclosure
Privacy & SMS Consent Policy
Gulf Harbor Insurance Services is committed to protecting your privacy and securing your communication consent across our tri-state operations.
SMS Consent & Texting Policy
How We Use Text Messaging
Gulf Harbor Insurance Services offers SMS text messaging to provide insurance quotes, policy servicing, appointment reminders, and customer service communications. Consent to receive SMS messages is not a condition of purchasing any insurance product or service.
Opt-In:
Submit your details to route your inquiry directly to a licensed agent. consent is not a condition of purchase. By submitting this form you consent to receive SMS advisory. Customers may also opt in by texting "QUOTE" to (888) 891-8680 to request an insurance quote or assistance. By texting, you consent to receive SMS messages from Gulf Harbor Insurance Services regarding insurance quotes, policy servicing, appointment reminders, and customer service. We do not share your mobile opt-in information with anybody. View our Sms consent terms at Privacy Policy and Terms.
Message frequency varies and may include responses to messages you send us. Message and data rates may apply. You can opt-out of messaging at any time by replying STOP. For assistance, reply HELP.
Our privacy policy and messaging terms and conditions are available at https://gulf-harborinsurance.com/privacy-policy.
Our toll-free line 1-888-891-8680 is fully SMS-enabled for direct-to-agent advisory. Text "QUOTE" to 888-891-8680 for quick quotes and direct assistance
OPT-In
Submit your details to route your inquiry directly to a licensed agent. By submitting the contact form at https://gulf-harborinsurance.com/contact-and-online-insurance or texting us, you consent to receive SMS advisory. Customers may also opt in by texting "QUOTE" to (888) 891-8680 to request an insurance quote or assistance. By texting, you consent to receive SMS messages from Gulf Harbor Insurance Services regarding insurance quotes, policy servicing, appointment reminders, and customer service. View our Sms consent terms at Privacy Policy and Terms.
No Third-Party Sharing
Opt-Out
Data Sharing
We maintain strict data protection standards. Your SMS consent, mobile phone number, and text messaging opt-in data will never be shared, sold, or rented to third parties for promotional or marketing purposes.
Customer data is not shared with third parties for promotional or marketing purposes.
Mobile opt-in data and consent are never shared with third parties for any purpose. Any information sharing described elsewhere in this Privacy Policy excludes mobile opt-in data and consent.
Customer data is not shared with third parties for promotional or marketing purposes.
Mobile opt-in data and consent are never shared with third parties for any purpose. Any information sharing described elsewhere in this Privacy Policy excludes mobile opt-in data.
Gulf Harbor Insurance Services Messaging Terms & Conditions
The messaging program provides SMS communications related to insurance quotes, policy servicing, appointment reminders, and customer service for customers who opt in by texting QUOTE to (888) 891-8680.
You can cancel the SMS service at any time by replying STOP. After you send STOP, we will send you a confirmation message that you have been unsubscribed. After that, you will no longer receive SMS messages from us unless you opt in again by texting QUOTE.
If you need assistance, reply HELP or contact Gulf Harbor Insurance Services at (888) 891-8680 or ray@gulf-harborinsurance.com.
Carriers are not liable for delayed or undelivered messages.
Message frequency varies. Message and data rates may apply. For questions about your text or data plan, please contact your wireless provider.
For questions regarding privacy, please review our Privacy Policy on this website.
Reply "STOP" to any message to immediately revoke consent. You can also contact us via email to update your preferences.
Multi-State Policy Disclosures
Information We Collect
To provide accurate property and casualty insurance quotes across Texas, California, and Florida, we collect personal and commercial risk data. This includes property details, prior coverage history, and contact metadata necessary for compliant underwriting.
Compliance Standards
Licensed and fully compliant with state insurance commissions in Texas, California, and Florida. We secure your records with institutional grade safeguards.
Regulatory Compliance
Our practices align with CCPA in California, Texas insurance regulations, and Florida statutory disclosures. We restrict access to your non-public personal information to licensed personnel who require it to service your accounts.
Questions about your data?
Contact us directly at ray@gulf-harborinsurance.com or return to the main page to review our property and casualty coverage options.